38% — OpEx Reduction
22% — Faster Delivery
ISO — 27001 Passed
Regulatory Compliance Without Cloud Lock‑In
NovaPay Technologies — FinTech
Executive Summary
A sovereign fintech stack with HSM‑backed keys and event‑sourced ledgers enabled ISO 27001 certification ahead of plan. Operating costs fell as cloud dependencies were removed without slowing product delivery.
Challenge
- Prove cryptographic key custody and end‑to‑end auditability to regulators.
- Eliminate supply‑chain opacity in builds and dependencies.
- Maintain rapid product iteration without hyperscale lock‑in.
Sovereign Architecture Solution
- HSM‑anchored key vaults and SBOM‑verified CI/CD with signed artifacts.
- Blue‑green deploys with instant rollback; sovereign pipelines; segregated duties.
- Compliance runbooks embed ToT checks; reproducible releases.
Results
- ISO 27001 achieved three months early; zero downtime during audits.
- 38% OpEx reduction via SaaS exits and infra simplification.
- 22% faster feature delivery; fewer audit exceptions.